facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog search brokercheck brokercheck Play Pause

Our Process:

Your Journey Begins Here.

Step 1: Initial Phone, Zoom, or In-Person Meeting

Getting to Know Each Other

This introductory meeting will allow us to learn more about each other and to be sure your planning needs match our knowledge and experience. If we both agree we are a good fit to work together, we will ask that you provide us with specific financial information prior to our First Planning Meeting. Of course, any information provided to us will always be held in strict confidence.

Step 2:  First Planning Meeting

Understanding Your Unique Journey

The goal of this meeting is for us to become perfectly clear on your unique goals, concerns, and financial situation, to better understand the vision of your ideal retirement. We will review and discuss your personal information and requested documents in great detail, and address any areas that need to be clarified. Then the real planning begins.

Step 3:  Our Analysis

Your Plan Design, Social Security, and "What If" Analysis

We will review the spectrum of planning options and develop income and investment strategies unique to your needs, including a customized Social Security Analysis, to determine your ideal filing option. We will guide you through your key retirement questions:


  • When can I retire?  
  • How can I minimize my taxes in retirement?
  • What are my Medicare options?
  • How will healthcare costs affect my retirement?
  • What if my plans change?  How will we handle the unexpected? 

Step 4:  Second Planning Meeting

Presentation of Your Personalized Retirement Income Plan

We will provide you with custom strategies and specific recommendations on how to best move forward with your various planning objectives. Your Personalized Action Plan will provide simple and clear next steps to address your critical retirement decisions in a straightforward, uncomplicated manner. We will address any questions you have, providing you with a level of comfort as your ideal retirement becomes more real.

Step 5:  Plan Implementation

Helping Execute Your Action Plan & Providing On-Going Guidance

Once we agree on the strategies presented, we will initiate next steps to put your Personalized Action Plan into motion. During the Retirement Income Planning process and beyond, we will maintain regular, proactive contact with you, to provide ongoing advice and support as your life evolves and new challenges and opportunities emerge. As your valued advisors, we will always be available to serve you as a resource, and to serve others in your life seeking caring, informed financial advice.